1. Nuclear Energy Risks
2. Asbestos producers, Asbestos products, Asbestos stripping and/or removal
3. Airlines and airport operation risks (including refuelling or control tower liability, aircraft, helicopters, aero spacecraft, satellites or missile manufacturers or component manufacturers), other than:
a. Incidental exposure to manufacturers of non-critical aircraft/aviation components (defined as
components not involved in propulsion, navigation, control or the safety of the aircraft, crew
and/or passengers)
b. Contractors working at terminals, working in or around hangars (other than carrying out work
on aircraft and/or helicopters) and those providing aircraft meals and cleaning services
4. Vessels (including their navigation and working) other than:
a. Craft in coastal waters or inland waterways and lakes
b. Contractors working on sea going vessels not involved in the maintenance and/or repair of
navigation, steerage or propulsion systems
5. Mining operations and all underground and underwater mines and underground or underwater
services in connection therewith.
6. Utilities and telecommunication risks that include cover for pure financial loss arising from failure and/or fluctuation in supply not consequent upon Bodily Injury or Physical Damage
7. Oil companies drilling, producing, refining and/or distributing other than general distributors of
central heating fuels or similar
8. Automobile manufacturers and/or assemblers and/or manufacturers of brakes, suspension,
steering, tyre components and airbags
9. Tobacco producers and manufacturers of tobacco products
10. Pharmaceutical manufacturers
11. Firearms and munitions
12. Manufacturers, suppliers and/or distributors of the following products with exports to North America in excess of 10% or US $750,000 whichever is the lesser:
a. Cosmetics and/or beauty aids
b. Toys
c. Pleasure craft
d. Sports equipment and/or protective equipment
e. Safety equipment
13. Ownership, operation or use of railways, tramways and cable cars
14. Toxic waste disposal contractors, including land fill site owners and operators
15. Manufacturers of fertilisers, pesticides, fungicides and animal feeds
16. Cellular phone companies unless cover is excluded in respect of magnetic or electromagnetic
fields or radiation however caused or generated
17. Shipbuilders, repairers, manufacturers of machinery and/or components with marine applications. Specialist manufacturers of fixtures and fittings for vessels for example galleys, toilets, cabin fittings and the like are not excluded where they are of a non-critical nature (defined as not involved in the propulsion, navigation, control or safety of the vessel, crew and/or passengers)
18. Manufacture or use of chemicals/petrochemicals of an explosive, toxic and/or noxious nature.
Bottled gas distribution, storage or delivery operators and incidental chemical or petrochemical
exposures are not excluded
19. Professional sports teams
20. Offshore operations and exposures
21. Any risk that has political, reputation or public relations exposure or sensitivity
22. Construction and/or demolition of bridges and/or dams and/or tunnels unless incidental
23. Invasive medical products
24. Tour operators
25. Risks that are exposed to any Sanctioned territories and/or individuals