• Excess Public/Products Liability

    Risk Submission
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  • Insured Details

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    • Risk Details Start  
    • High Risk Trades or Activities

      (Please click HERE should you wish to read the High Risk Trades or Activities in a new window)

    • Please note that due to the involvement in some of the High Risk Trades or Activities this risk requires referral.  Please complete the details below and an Underwriter shall be in contact.

    • Risk Details End  
    • High Risk Trades or Activities  
    • 1. Nuclear Energy Risks

      2. Asbestos producers, Asbestos products, Asbestos stripping and/or removal

      3. Airlines and airport operation risks (including refuelling or control tower liability, aircraft, helicopters, aero spacecraft, satellites or missile manufacturers or component manufacturers), other than: 
          a. Incidental exposure to manufacturers of non-critical aircraft/aviation components (defined as
              components not involved in propulsion, navigation, control or the safety of the aircraft, crew
              and/or passengers)

          b. Contractors working at terminals, working in or around hangars (other than carrying out work
      on aircraft and/or helicopters) and those providing aircraft meals and cleaning services

      4. Vessels (including their navigation and working) other than:
          a. Craft in coastal waters or inland waterways and lakes
          b. Contractors working on sea going vessels not involved in the maintenance and/or repair of
              navigation, steerage or propulsion systems

      5. Mining operations and all underground and underwater mines and underground or underwater
          services in connection therewith.

      6. Utilities and telecommunication risks that include cover for pure financial loss arising from failure and/or fluctuation in supply not consequent upon Bodily Injury or Physical Damage

      7. Oil companies drilling, producing, refining and/or distributing other than general distributors of
          central heating fuels or similar

      8. Automobile manufacturers and/or assemblers and/or manufacturers of brakes, suspension,
          steering, tyre components and airbags

      9. Tobacco producers and manufacturers of tobacco products

      10. Pharmaceutical manufacturers

      11. Firearms and munitions

      12. Manufacturers, suppliers and/or distributors of the following products with exports to North America in excess of 10% or US $750,000 whichever is the lesser:
            a. Cosmetics and/or beauty aids
            b. Toys
            c. Pleasure craft
            d. Sports equipment and/or protective equipment
            e. Safety equipment

      13. Ownership, operation or use of railways, tramways and cable cars

      14. Toxic waste disposal contractors, including land fill site owners and operators

      15. Manufacturers of fertilisers, pesticides, fungicides and animal feeds

      16. Cellular phone companies unless cover is excluded in respect of magnetic or electromagnetic
            fields or radiation however caused or generated

      17. Shipbuilders, repairers, manufacturers of machinery and/or components with marine applications. Specialist manufacturers of fixtures and fittings for vessels for example galleys, toilets, cabin fittings and the like are not excluded where they are of a non-critical nature (defined as not involved in the propulsion, navigation, control or safety of the vessel, crew and/or passengers)

      18. Manufacture or use of chemicals/petrochemicals of an explosive, toxic and/or noxious nature.
            Bottled gas distribution, storage or delivery operators and incidental chemical or petrochemical
            exposures are not excluded

      19. Professional sports teams

      20. Offshore operations and exposures

      21. Any risk that has political, reputation or public relations exposure or sensitivity

      22. Construction and/or demolition of bridges and/or dams and/or tunnels unless incidental

      23. Invasive medical products

      24. Tour operators

      25. Risks that are exposed to any Sanctioned territories and/or individuals

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