• Image field 118

  • Please fill out this form if you are an existing member and would like to add a checking account. If you do not already have an account with us, please fill out our Become a Member Application!

     

    Refer a friend to open an active checking account and you both will receive $100!*

    *Restrictions Apply. Must be deemed active and used as a primary checking account.

  • Image field 189
  • With the Smart Bundle limited time offer, add an It'sMyCU Checking Account and an It'sMyCU Visa Rewards Credit Card on the same day, and you may qualify for $200 cash.* Would you like to add the Smart Bundle?

  • Primary Applicant Information

  • Format: (000) 000-0000.

  • Joint Applicant Information

  • Is there already a joint owner on your account?*
  • Format: (000) 000-0000.
  • Is the joint applicant's address the same as the primary account owner?*

  • Smart Bundle

    Please answer a few questions to help us with your Visa Rewards Credit Card request.

  • Beneficiary Information

  • *Adding beneficiaries on this form will be replace any exisiting beneficiaries that are currently on your regular share account. Before making this change, ALL primary and joint owners need to sign the form below or fill out an additional form listing the same beneificiaries.*

  • Would you like to add any beneficiaries to your account?*
  • Birth Date of Beneficiary:*
     - -
    2 digit month, 2 digit day, 4 digit year
  • Do you have additional beneficiaries you want listed on your account? (This will split the money evenly between all named beneficiaries.)*
  • Birth Date of Second Beneficiary:*
     - -
    2 digit month, 2 digit day, 4 digit year
  • Do you have additional beneficiaries you want listed on your account? (This will split the money evenly between all named beneficiaries.)*
  • Birth Date of Third Beneficiary: *
     - -
    2 digit month, 2 digit day, 4 digit year
  • Do you have additional beneficiaries you want listed on your account? (This will split the money evenly between all named beneficiaries.)*

  • Additional Accounts

  • In addition to our checking account, we have a new product called an Easy Saver Account. This is an additional share that would be linked to your debit card. When you make debit card purchases at a store, each transaction would round up to the nearest dollar and transfer the remaining change to the Easy Saver Account. 

    For example, if you spend $2.50 at a store, you will see the transaction post to your checking account for this amount, and then an additional transfer made for $0.50 to the Easy Saver Account. 

    This share will earn 10% interest on the balance up to $1,000. In order to transfer out of this account, you will need to contact a Member Service Representative. 

  • Would you like to add the Easy Saver Account in addition to the checking account and your regular share?*

  • Overdraft Protection

  • Overdraft protection is an automated service that will transfer money from your savings to your checking if there is not enough money in the checking account to cover the transaction.

     There is a $3 fee each time this service is used. 

  • Do you wish to set up overdraft protection?*

  • Overdraft Courtesy Pay

  • This is an additional service that can be added to your account. Overdraft Courtesy Pay (OCP) would allow you to overdraft your checking account up to $500 and pay items by bringing the account negative. If approved, we no longer charge an overdraft fee until your account is more than $25 overdrawn. Each transaction that brings the account negative starting at $25.01 will include a $25 fee. 

     *After a 30 day negative account status, Illinois State CU is authorized to remove this service. In order to have this reinstated, you will need to contact the credit union to re-apply. 

  • Do you wish to set up Overdraft Courtesy Pay?*

  • Account Funding

  • ***You will need to make a deposit into your account before a debit card and/or checks will be ordered for this checking account. Please visit an Illinois State Credit Union near you if you do not authorize a transfer on this form.

  • Would you like us to fund your new checking account by making a transfer from your Illinois State Credit Union savings account?*

  • Products

  • Would you like a box of checks? (First box is FREE!)*
  • What type of checks would you like?*
  • Where would you like your checks delivered?*
  • Which branch would you like your checks sent to?*
  • Would you like a debit card?*
  • Where would you like your debit card delivered?*
  • Which branch would you like your debit card sent to?*

  • Were you referred to It'sMyCU?

  • Disclosures and Agreements

  • ID Verification

  • Upload a File
    Cancelof
  • Upload a File
    Cancelof

  • Signatures

  • Signature*
  • Joint Signature*
  • Today's Date
     - -
  • Should be Empty: