Checking Account

Please fill out this form if you are an existing member and would like to add a checking account. If you do not already have a savings account with us, please fill out our Become a Member Application!

Refer a friend to open an active checking account and you both will receive $100!

Full Name *

First Name Last Name

Your Illinois State Credit Union Account Number: *

Best Contact Phone Number *

E-mail *

Current Address *

Street Address
Street Address Line 2
City	State / Province
Postal / Zip Code	Country

Is there already a joint owner on your account? *

Yes No

Full Name *

First Name Last Name

Phone Number *

E-mail *

Is the joint applicant's address the same as the primary account owner? *

Yes No

Current Address *

Street Address
Street Address Line 2
City	State / Province
Postal / Zip Code	Country

*Adding beneficiaries on this form will be replace any exisiting beneficiaries that are currently on your regular share account. Before making this change, ALL primary and joint owners need to sign the form below or fill out an additional form listing the same beneificiaries.*

Would you like to add any beneficiaries to your account? *

Yes No

Name of Beneficiary: *

First Name Last Name

Birth Date of Beneficiary: *

Date Date Picker Icon

Phone Number of Beneficiary: *

Social Security Number of Beneficiary:

(Helps us to identify your beneficiary)

Address of Beneficiary:

Street Address
Street Address Line 2
City	State / Province
Postal / Zip Code	Country

Do you have additional beneficiaries you want listed on your account? (This will split the money evenly between all named beneficiaries.) *

Yes No

Name of Second Beneficiary: *

First Name Last Name

Birth Date of Second Beneficiary: *

Date Date Picker Icon

Phone Number of Second Beneficiary: *

Social Security Number of Second Beneficiary:

(Helps us to identify your beneficiary)

Address of Second Beneficiary:

Street Address
Street Address Line 2
City	State / Province
Postal / Zip Code	Country

Do you have additional beneficiaries you want listed on your account? (This will split the money evenly between all named beneficiaries.) *

Yes No

Name of Third Beneficiary: *

First Name Last Name

Birth Date of Third Beneficiary: *

Date Date Picker Icon

Phone Number of Third Beneficiary: *

Social Security Number of Third Beneficiary:

(This helps us to identify your beneficiary)

Address of Third Beneficiary:

Street Address
Street Address Line 2
City	State / Province
Postal / Zip Code	Country

Do you have additional beneficiaries you want listed on your account? (This will split the money evenly between all named beneficiaries.) *

Yes No

Name of Fourth Beneficiary: *

First Name Last Name

Phone Number of Fourth Beneficiary: *

Social Security Number of Fourth Beneficiary:

(This helps us to identify your beneficiary)

Address of Fourth Beneficiary

Street Address
Street Address Line 2
City	State / Province
Postal / Zip Code	Country

Overdraft protection is an automated service that will transfer money from your savings to your checking if there is not enough money in the checking account to cover the transaction.

These automated transfers also count towards Regulation D which only allows 6 electronic transfers each month. If more than 6 transfers occur, there will be a $25 fee assessed at the end of that month.

There is also a $3 fee each time this service is used.

Do you wish to set up overdraft protection? *

Yes, I want ISCU to transfer money from savings to checking with a $3 fee. For this to be applicable for debit card transactions, you must be opted in. (see below). No, I do not want ISCU to transfer money on my behalf. I understand that if there is not enough money in my account to cover a transaction, the item may be returned as unpaid and other fees will apply.

This is an additional service that can be added to your account. Overdraft Courtesy Pay (OCP) would allow you to overdraft your Share Draft account up to $500 and pay items by bringing the account negative. Each transaction that brings the account negative will include a $25 fee.

Do you wish to set up Overdraft Courtesy Pay? *

Yes, I authorize ISCU to pay my overdrafts. I understand this will bring my account negative and I will be charged a $25 every time this happens. No, I do not want ISCU to pay overdrafts and bring my account negative. I understand that any item I do not have enough money for will be returned as unpaid and I will be charged a $25 fee for insufficient funds regardless of my account balance.

This service is specific to debit card transactions. If you wish to OPT IN, your debit card purchases will bring your account negative with the standard $25 fee per transaction. In order to choose this option, you must be approved for Overdraft Courtesy Pay and have an available limit to overdraw your account. If you have chosen to set up overdraft protection, those transfers will take affect before bringing the account negative.

To avoid going negative with your debit card transactions, you can choose to OPT OUT which will deny your debit card purchases if there is not enough money in your checking account to cover the charge.

Do you wish to Opt In or Opt Out? *

Opt In: YES, I WOULD LIKE to request an Overdraft Courtesy Pay limit and OPT IN so my debit card purchases will be go through. I understand these may bring my account negative and a standard $25 insufficient fund fee will apply per transaction. Opt Out: NO, I DO NOT WANT my debit card transactions to bring my account negative. I understand that if there is not enough money in my account, my debit card will be declined.

***You will need to make a deposit into your account before a debit card and/or checks will be ordered for this checking account. Please visit an Illinois State Credit Union near you if you do not authorize a transfer on this form.

Would you like us to fund your new checking account by making a transfer from your Illinois State Credit Union savings account? *

Yes No, thank you

What account number and suffix would you like us to use? *

How much would you like to transfer? *

Would you like a box of checks? (First box is FREE!) *

Yes No

What type of checks would you like? *

Duplicates (with carbon copy of the check) Singles (NO carbon copy)

Where would you like your checks delivered? *

Home Address My Credit Union

Which branch would you like your checks sent to? *

Main St in Normal Airport Rd in Bloomington Winnebago in Rockford

Would you like a debit card? *

Yes No

Where would you like your debit card delivered? *

Home Address My Credit Union

Which branch would you like your debit card sent to? *

Main St in Normal Airport Rd in Bloomington Winnebago in Rockford

How did you hear about a checking account?

Name of individual that referred you:

Attach a copy of your ID *

Attach a copy of Joint ID *

Signature *

Joint Signature *

Today's Date

- Month - Day Year

Date Picker Icon

Primary Applicant Information

Joint Applicant Information

Beneficiary Information

Overdraft Protection

Overdraft Courtesy Pay

Opt In/Out

Account Funding

Products

Were you referred to ISCU?

Disclosures and Agreements

ID Verification

Signatures