Checking Account

Please fill out this form if you are an existing member and would like to add a checking account. If you do not already have a savings account with us, please fill out our Become a Member Application!

Refer a friend to open an active checking account and you both will receive $100!
Primary Applicant Information
Full Name*

First NameLast Name
Your Illinois State Credit Union Account Number:*
Best Contact Phone Number*
E-mail*
Current Address

Street Address

Street Address Line 2

CityState / Province

Postal / Zip CodeCountry
Joint Applicant Information
Is there already a joint owner on your account?*

YesNo
Full Name*

First NameLast Name
Phone Number*
E-mail*
Is the joint applicant's address the same as the primary account owner?*

YesNo
Current Address

Street Address

Street Address Line 2

CityState / Province

Postal / Zip CodeCountry
Beneficiary Information
*Adding beneficiaries on this form will be replace any exisiting beneficiaries that are currently on your regular share account. Before making this change, ALL primary and joint owners need to sign the form below or fill out an additional form listing the same beneificiaries.*
Would you like to add any beneficiaries to your account?*

YesNo
Name of Beneficiary: *

First NameLast Name
Birth Date of Beneficiary:*

MonthDayYear
Date
Phone Number of Beneficiary: *
Social Security Number of Beneficiary:
(Helps us to identify your beneficiary)
Address of Beneficiary:

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Do you have additional beneficiaries you want listed on your account? (This will split the money evenly between all named beneficiaries.)*

YesNo
Name of Second Beneficiary: *

First NameLast Name
Birth Date of Second Beneficiary:*

MonthDayYear
Date
Phone Number of Second Beneficiary: *
Social Security Number of Second Beneficiary:
(Helps us to identify your beneficiary)
Address of Second Beneficiary:

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Do you have additional beneficiaries you want listed on your account? (This will split the money evenly between all named beneficiaries.)*

YesNo
Name of Third Beneficiary: *

First NameLast Name
Birth Date of Third Beneficiary: *

MonthDayYear
Date
Phone Number of Third Beneficiary: *
Social Security Number of Third Beneficiary:
(This helps us to identify your beneficiary)
Address of Third Beneficiary:

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Do you have additional beneficiaries you want listed on your account? (This will split the money evenly between all named beneficiaries.)*

YesNo
Name of Fourth Beneficiary: *

First NameLast Name
Phone Number of Fourth Beneficiary: *
Social Security Number of Fourth Beneficiary:
(This helps us to identify your beneficiary)
Address of Fourth Beneficiary

Street Address

Street Address Line 2

CityState / Province

Postal / Zip Code
Additional Accounts
In addition to our checking account, we have a new product called an Easy Saver Account. This is an additional share that would be linked to your debit card. When you make debit card purchases at a store, each transaction would round up to the nearest dollar and transfer the remaining change to the Easy Saver Account.

For example, if you spend $2.50 at a store, you will see the transaction post to your checking account for this amount, and then an additional transfer made for $0.50 to the Easy Saver Account.

This share will earn 10% interest on the balance up to $1,000. In order to transfer out of this account, you will need to contact a Member Service Representative.
Would you like to add the Easy Saver Account in addition to the checking account and your regular share?*

YesNo
Overdraft Protection
Overdraft protection is an automated service that will transfer money from your savings to your checking if there is not enough money in the checking account to cover the transaction.

There is a $3 fee each time this service is used.
Do you wish to set up overdraft protection?*

Yes, I want It'sMyCU to transfer money from savings to checking with a $3 fee. For this to be applicable for debit card transactions, you must be opted in. (see below).No, I do not want It'sMyCU to transfer money on my behalf. I understand that if there is not enough money in my account to cover a transaction, the item may be returned as unpaid and other fees will apply.
Overdraft Courtesy Pay
This is an additional service that can be added to your account. Overdraft Courtesy Pay (OCP) would allow you to overdraft your checking account up to $500 and pay items by bringing the account negative. If approved, we no longer charge an overdraft fee until your account is more than $25 overdrawn. Each transaction that brings the account negative starting at $25.01 will include a $25 fee.

*After a 30 day negative account status, Illinois State CU is authorized to remove this service. In order to have this reinstated, you will need to contact the credit union to re-apply.
Do you wish to set up Overdraft Courtesy Pay?*

Yes, I authorize It'sMyCU to pay my overdrafts. I understand this will bring my account negative and I will be charged a $25 fee for all transactions bringing my account negative starting at $25.01.No, I do not want It'sMyCU to pay overdrafts and bring my account negative. I understand that any item I do not have enough money for will be returned as unpaid and I may be charged a $25 fee for insufficient funds regardless of my account balance.
Account Funding
***You will need to make a deposit into your account before a debit card and/or checks will be ordered for this checking account. Please visit an Illinois State Credit Union near you if you do not authorize a transfer on this form.
Would you like us to fund your new checking account by making a transfer from your Illinois State Credit Union savings account?*

YesNo, thank you
What account number and suffix would you like us to use?*
How much would you like to transfer?*
Products
Would you like a box of checks? (First box is FREE!)*

YesNo
What type of checks would you like?*

Duplicates (with carbon copy of the check)Singles (NO carbon copy)
Where would you like your checks delivered?*

Home AddressMy Credit Union
Which branch would you like your checks sent to?*

Main St in NormalAirport Rd in BloomingtonWinnebago in Rockford
Would you like a debit card?*

YesNo
Where would you like your debit card delivered?*

Home AddressMy Credit Union
Which branch would you like your debit card sent to?*

Main St in NormalAirport Rd in BloomingtonWinnebago in Rockford
Were you referred to It'sMyCU?
How did you hear about a checking account?
Name of individual that referred you:
Disclosures and Agreements
ID Verification
Attach a copy of your ID*

Upload a File

Cancelof
Attach a copy of Joint ID*

Upload a File

Cancelof
Signatures
Signature*
Joint Signature*
Today's Date

MonthDayYear
Should be Empty:

Primary Applicant Information

Joint Applicant Information

Beneficiary Information

Additional Accounts

Overdraft Protection

Overdraft Courtesy Pay

Account Funding

Products

Were you referred to It'sMyCU?

Disclosures and Agreements

ID Verification

Signatures